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Schwab MoneyWise Investment Accounts for Kids

Give your kids practical experience with their own account.

The Schwab One Custodial Account is a brokerage account that allows you to make a financial gift to a minor and help teach them about investing. Your child will have their own account number and debit card and they can access their account online, by phone, or through the Schwab mobile app.

Teach kids how to manage money

Start an ongoing conversation about money from an early age and help kids set tangible goals to understand where they want to go financially. Open a custodial investment account under the Uniform Gift to Minors Act (UGMA) and talk through investment strategies and how the money grows over time.

Investing for your child's future

Your account options Whether your goal is to save for a college education or to teach your child about investing, choosing the right custodial account is important. There are two main types of custodial accounts: Uniform Gift to Minors Act (UGMA) Accounts and Uniform Transfer to Minors Act (UTMA) Accounts.

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